Does Networo require a bank connection?

No. Networo is manual-first: you add your assets and liabilities by hand, which takes a few minutes a month. Bank auto-sync is available on Pro, but it's entirely optional and off by default, you're always in control of what you connect.

Does Networo sell my financial data?

Never. We don't sell, rent, or share your personal or financial data with third parties for their own use, and we never hand it to advertisers or data brokers. It's stated plainly in our privacy policy.

Why is manual entry safer than bank sync?

When you don't hand over your bank credentials, there's no bank aggregator holding a key to your accounts and no login that can leak. You also stay more aware of your money because you touch the numbers yourself.

Why We'll Never Make You Connect Your Bank

Open almost any net worth app and the very first thing it asks for is your bank password. That single design choice quietly shapes everything that follows, and it's the choice we refused to make.

The hidden cost of "free" bank-connected apps

Apps that connect to your bank usually rely on an aggregator to pull your transactions. That means a third party holds a key to your accounts, and the "free" ones often pay for themselves by analyzing or monetizing what they see. Your net worth is nobody's business but yours, so we built the opposite.

Manual entry is a feature, not a chore

Updating your values once a month takes a few minutes, and it keeps you genuinely aware of your money instead of letting a dashboard do the noticing for you. You round to the nearest hundred, you see the trend, you move on.

No bank login required, nothing connects to your bank unless you decide it should.
Your history is yours, every value is saved as an immutable snapshot, never overwritten.
Never sold or shared, we never sell your data or share it with advertisers or data brokers.

Optional sync, on your terms

For people who want it, Networo Pro offers optional bank auto-sync via Plaid. The key word is optional: it's off by default, you choose exactly which accounts to link, and you can disconnect at any time without losing your history. Privacy is the default; convenience is the opt-in.

Our promise, in writing

We say "nothing ever sold" because it's in our privacy policy, not just our marketing. Read it, it's short, and it's the whole point.

Ready to try it? Start tracking for free, private by design, no bank login required.