Net worth app, no bank connection required
Most net worth apps require linking your bank on day one. Networo doesn't: it's a net worth app with no bank connection required. Add what you own and owe manually, watch a beautiful trend build over time, and keep a full private history of every change. Optional sync is available later if you ever want it, but it's never required.
No bank login required
Add accounts manually in seconds. Optional sync is off by default, you choose what to connect.
Your history is yours
Every value you log is kept and never silently overwritten, your full financial story, private to you and yours to delete anytime.
Never sold
We don't sell, rent, or share your data with advertisers or data brokers.
Networo is private by design. Bank sync (via Plaid) is available on Pro but stays optional and off by default, you can track your entire net worth without ever connecting an account. Read our privacy policy or the story behind the decision in why we'll never make you connect your bank.
Frequently asked questions
Are there net worth apps that don't connect to your bank?
Yes. Networo is manual-first and works fully with no bank connection. Most mainstream apps (Empower, Monarch) require linking your accounts.
Is a no-bank-connection app less useful?
No, you still get trend charts, category breakdowns, goal tracking, a health score, and FIRE projections. You just enter the numbers yourself instead of granting bank access.
Is Networo free?
Yes, the free tier includes unlimited assets, full history, the net-worth chart, and the percentile check, with no bank connection. Pro adds optional sync and advanced planning.
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Track your net worth over time, free
No bank login. Private by design. Watch it grow.
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