Net worth tracker without Plaid
If you'd rather not link your bank through Plaid, Networo works entirely without it. It's manual-first by design: enter your assets and liabilities yourself, keep a permanent history, and never connect an account unless you want to. Optional Plaid sync is available on Pro, but it's off by default, privacy is the default, convenience is the opt-in.
No bank login required
Add accounts manually in seconds. Optional sync is off by default, you choose what to connect.
Your history is yours
Every value you log is kept and never silently overwritten, your full financial story, private to you and yours to delete anytime.
Never sold
We don't sell, rent, or share your data with advertisers or data brokers.
Networo is private by design. Bank sync (via Plaid) is available on Pro but stays optional and off by default, you can track your entire net worth without ever connecting an account. Read our privacy policy or the story behind the decision in why we'll never make you connect your bank.
Frequently asked questions
Is there a net worth tracker that doesn't use Plaid?
Yes, Networo is manual-first and never requires Plaid or any bank connection. Bank sync via Plaid is optional and off by default.
Why avoid Plaid for net worth tracking?
Plaid grants a third party access to your bank login. Manual entry keeps your credentials private, means there's no aggregated login to leak, and keeps you more aware of your money.
Does manual entry take a lot of time?
No, a few minutes once a month. Round balances to the nearest hundred and Networo turns each update into a permanent snapshot and a trend chart.
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